Introducing 7 Pillars

The financial advisor you never had —
now you do

Sophia is your personal AI financial advisor. Every morning she delivers a briefing across all 8 areas of your financial life. No ads. No upselling. Just honest guidance built on your real numbers.

Free forever for individuals · No credit card required

8
Pillars
Free
For individuals
0
Ads
Meet Sophia

She leads with the answer. Always.

No dashboards to decode. No charts to interpret. Sophia reads your real numbers and tells you exactly what to do — and why.

S
Credit
You're at 48% utilization — $855 on a $2,000 limit. Pay $255 now to drop under 30% and lift your score. You've got $941 in checking, so the payoff is doable but tight — and autopay clears the statement on the 21st anyway.
S
Bank
Your $4,200 in savings is earning $0.42 a year at Chase. Marcus pays 4.5% — that's $189/yr for the same FDIC protection, no fees, no minimum balance.
S
Investments
NVDA is down 1.45% today on no specific catalyst — just quiet drift when sentiment is cautious. At 34% of your account it's your largest position. Still within a healthy range.
One system

Your whole financial life, in one place

🏦
Bank
💳
Credit
📈
Investments
📋
Debt
🏠
Property
🛡
Insurance
✈️
Travel
🧾
Tax
What you get

Built to take away the off feeling

Daily morning briefing
Sophia reviews every account overnight and hands you the 1–2 things that matter today — before you've had coffee.
No ads ever
You are the customer, not the product. No sponsored cards, no affiliate upsells dressed up as advice.
🔒
Read-only bank access
Connected through Plaid. Sophia can see your accounts but can never move money or change anything.
Behavioral memory
She remembers your goals, patterns, and the things you mentioned in passing — and brings them back when they matter.
Start with estimates
No accounts yet? Enter rough numbers and get the full experience now. Connect for precision whenever you're ready.
Business workspace
Switch to an operator-level view for your business — cash, runway, AR, and tax reserve in Sophia's voice.
Trust

Your data is yours. Full stop.

We never see your password
Bank credentials go straight to Plaid's encrypted system — they never touch 7 Pillars servers.
Read-only always
Enforced at the infrastructure level. Sophia cannot move money or make changes to your accounts.
Data never sold
We're a subscription business. Your financial data is not our product and never will be.
256-bit encryption
Bank-grade encryption in transit and at rest, the same standard your bank uses.
Disconnect anytime
Remove any account from Settings instantly. Your data is deleted within 30 days of closure.
Export your data
Take everything with you whenever you want — CSV, Excel, or a CPA-ready tax summary.
Get early access

Ready to meet Sophia?

Join the waitlist and be among the first to close the app with the “off” feeling gone.

Free forever for individuals · No credit card required